Barclays Reduces Mortgage Rates Across Multiple Loan-to-Value (LTV) Bands

Barclays has announced significant reductions in its mortgage rates for both two-year and five-year fixed-rate products. Notable cuts include:

• A five-year fixed-rate mortgage at 75% LTV with an £899 fee decreasing from 4.14% to 4.05%.
• A new five-year fixed-rate mortgage at 80% LTV with no product fee introduced at 4.28%.
• A Green Home five-year fixed-rate mortgage at 75% LTV with an £899 fee reduced from 4.04% to 3.95%.

These adjustments reflect a broader trend of easing funding costs and are expected to enhance affordability for borrowers, particularly in the context of a stable Bank of England base rate at 4% since August 2025.